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Terms & Disclosures

The term "Innovative Metrics UK Ltd" or "us" or "we" refers to the owner of the websites listed above whose registered office is Innovative Metrics UK Ltd, 71 Queen Victoria Street, London, EC4V 4AY United Kingdom. Our company registration number is 12445959. The term "you" refers to the user or viewer of our website. The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.

Limitations of warranties & liabilities

We do not hold ourselves out as providing any legal, financial or other advice to you. We do not offer any advice regarding the nature or suitability of any particular financial arrangement. We do not make any recommendation or endorsement as to any financial product or service offered by financial advisers who you may be introduced to through our service.

Whilst we will pass on your life insurance enquiry to an independent financial adviser, we can accept no liability for the service or information provided by them to you. The independent financial adviser will be supplying their service on their own standard terms and conditions and you should check that you understand and agree to those terms and conditions before you proceed to use their service. Any disputes that you may have are between you and the relevant financial adviser.

Nothing in these terms and conditions (or elsewhere on our website) will exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

Subject to this, our liability to you in relation to the use of this website or under or in connection with these terms and conditions, whether in contract, tort (including negligence) or otherwise, will be limited as follows:

  • To the extent that the website and the information and services on the website are provided free-of-charge, we will not be liable for any loss or damage of any nature;
  • we will not be liable for any consequential, indirect or special loss or damage;
  • we will not be liable for any loss of profit, income, revenue, anticipated savings, contracts, business, goodwill, reputation, data or information.

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